MiWay Insurance

MiWay Insurance Products

 

• Car Insurance
• Home Insurance
• Motorcycle Insurance
• Bicycle Insurance
• Motor Warranty

 

About MiWay

 

MiWay is a direct, short-term insurance company. MiWay is synonymous with customer service and experience. They are passionately committed to making sure all promises are kept and all clients are called back.

 

They do business in a transparent open manner. They, bravely, have an unedited comments forum for customers to share their experiences with the company. At MiWay customers earn rewards whether they claim or not. They understand that some things in life are out of our control and so do not penalise you for circumstances that might not be in your control.

 

MiWay car insurance

 

MiWay offers flexible and affordable car insurance. Car insurance options aim to accommodate all budgets and all insurance coverage needs. They offer a hassle free claims service and even provide free roadside assistance.

Before buying car insurance

It may be tempting to go with the car insurance company you heard about on radio. Or the company whose commercial you’ve seen the most on TV lately. When it comes to picking car insurance, sometimes it’s just easiest to go with what your friends use.

But that’s probably not the best idea. Shopping around is essential to getting a good deal. Whatever you do, do not walk into the process blindly.

 

Things to ask your potential insurer

 

1. What are your rates?
2. What kinds of coverage do you offer?
3. Do you have any personalized coverage options?
4. What are your office hours?
5. What is the speed of your claims service?
6. How binding is my contract?
7. What bonus and rewards do you offer?

If you’ve had an accident

What should I do if I have an accident?

Get out the car and run. Just joking. If you can, get a traffic cop or police officer to the scene to take a report of what happened. Get a copy of this police report. Take down the other party’s insurance information and call your insurance company right away. If you have a camera handy take pictures of the vehicles involved for later proof of damages. Your agent will help you determine whether or not you should file a claim.

 

Car accident checklist:

 

• Avoid it – where possible.
• Determine the extent of damage and injuries.
• File a car accident report with the police.
• Take down the other party’s insurance information.
• Take pictures of the car accident if you can.
• Contact your insurance broker.

 

Remain calm

Although it may be difficult at the time, try remaining calm throughout the process. There needs to be a calm person to determine the extent of damage and to determine if there are any injuries that need immediate medical attention.

Car insurance

Why do you need it?

You need auto insurance for a variety of reasons. First of all, it is a legal requirement. Every country requires you have some type of auto insurance in order to drive. Secondly, auto insurance protects you from financial and legal obligation should you be involved in an accident or have your car stolen.

 

What kind of coverage is included?

Auto insurance includes three coverage options designed to protect you from loss.

• Property coverage: Pays for damage to or theft of your car
• Liability coverage: Covers others against bodily injury or property damage
• Medical coverage: Pays the cost of treatment, rehabilitation and funeral expenses due to an accident.

 

What determines my monthly rates?

Your premiums are based on how risky you are perceived to be by the insurance company. The company works out your rate based on the likelihood of you making a claim and how much money your insurer estimates it will need to pay.

Hollard Car Insurance

About Hollard

Whatever type of vehicle you have and whatever product you need, you’ll find the right auto insurance policy for you.  Hollard is renowned for their competitive vehicle insurance quotes and flawless service. The company has been in operation for 29 years. It is South Africa’s largest independent and privately owned insurance provider.

 

Customer service

The company is customer focussed and has a culture-centric philosophy.  Proof of this is their impressive customer base, which delivers insurance solutions to more than 6 million South Africans. Hollard has impressive track record of innovation in distribution and product development. Probably their most popular product is the pay as you drive insurance policy.

 

Pay as you drive

Hollard’s fascinating competitive edge is that you only pay for the kilometres you drive. So if you rarely drive – you’re insurance premiums will be less.

What you need to qualify:

• Have a valid driver’s license older than one year;
• Travel in the region of 1500 kilometers a month, or less; and
• Are 25 years or older

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